Where to find help with student finances?
If you are having difficulties paying the rent, please contact Hoas tenant support. Our housing advisors will provide you with personalized guidance for your situation to prevent rent debt from accumulating.
On this page, we have gathered other organizations that can assist students with financial matters.
Remember: Ask for help in time. You are not alone.
Kela
Study grants, housing allowance, and other benefits.
Book an appointment with customer service or use the chat service if needed.
Financial advice clinics
Financial advice clinics provide advice and support for managing everyday financial matters.
Vantaa: Financial concerns? Visit the Financial Counselling Clinic – Vantaa and Kerava Wellbeing Services County (in Finnish – accept cookies to use the automatic Google translator on the upper right corner of site)
Ohjaamo
Support for employment, education, and everyday matters for individuals under 30.
Takuusäätiö
Financial counselling and support for debt situations.
Chat with financial advisors, get budgeting help, and explore payment arrangement options.
“Ask About Money” chat.
Martat
Everyday management and tips for handling money.
Information on affordable cooking, reducing waste, and household finances.
Study counselling and student welfare staff
You own school’s study counseling services and student welfare staff can provide support for studying and personal life situations – often also help with applying for benefits.
Financial and debt counseling
Advice on various everyday financial matters, such as planning your spending, sticking to a budget, and questions related to debts.
FSHS
When financial stress affects your mood or studies. Mental health services for higher education students.
Diaconal work
The church offers support in various life situations. Financial advice, and aid for crisis situations.
Penno
Penno is a reliable tool for managing your finances. It is easy to use and free of charge.
What is important in managing finances?
- Recognize your spending habits
- Know your income and expenses
- Plan your spending
- Know how you will manage bill payments
- Track your expenses in a way that suits you
- Plan your purchases and how you will pay for them
- Identify your financial “warning signs”